Bankruptcy in Guelph: The Ted Michalos Bankruptcy Guelph Blog

Why should you choose Hoyes – Michalos as your trustee?

Why should you choose Hoyes, Michalos & Associates Inc. as your trustee?

At the end of the day, how do you decide which professional is going to help you resolve your financial problems? Why choose Hoyes – Michalos instead of one of the other guys that are out there?

It’s really a matter of personal preference. Doug Hoyes and I founded our firm in 1999 based on the premise that people deserve to be treated the way we’d want to be treated if we were looking for help. That means:

• when you call are office you get to speak to a person, not a machine
• when you meet with one of our professionals it will either be with a licensed trustee in bankruptcy or someone with many years of experience
• we’ll review all your options including consolidation loans, credit counseling, consumer proposals and bankruptcy; and
• we’ll help you with the paperwork to get things started

Very few people set out to run into financial problems – in most cases something has happened that was beyond their control to drive them into trouble. The most common reasons we hear include lay-offs at work, downsizing to a lower paying job, a marital break-up or some other family tragedy. Every case is unique and we treat you that way.

Some other advantages of dealing with us include pre-authorized payment plans, a call centre for dealing with any problems as soon as they arise, and the ability to book an appointment to meet with your trustee whenever you feel the need during your procedure.

These are all the things that we would expect if we were looking for help and we think it’s what you expect of us too.

In most of the cities where we operate there are other trustee firms and credit counseling agency that you can speak to. The basic service – your bankruptcy or proposal – are going to be the same regardless of which trustee you decide to use (credit counseling agencies do not provide these services, but are a good source of information about dealing with your debts). The differences will lie in how the service is provided and it’s something you need to look into yourself.

We encourage you to contact more than one trustee firm when you are trying to decide what to do and who to deal with. You should pick the person and the firm that you have the highest confidence in and that you feel most comfortable with. You might be able to tell this over the phone, or you may need to meet with more than one trustee in person – do what you have to do to make the decision that’s right for you and your family.

To meet with me, Ted Michalos, please call our office in Guelph at 519-823-0330.

You can also reach me at 310-PLAN (no area code required). If you prefer, you can also e-mail me your questions, and I will get back to you within two hours during normal business hours. If you are experiencing financial difficulties give me a call. There’s life after debt and we’d like to help to get you there…

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