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Will your trustee be there tomorrow?
We are a firm devoted exclusively to personal bankruptcy and consumer proposal here in Guelph.
Beware of Debt Consultants
Last weekend I opened one of those coupon flyers – you know the ones, an envelope full of vouchers for different businesses – and there were two different companies advertising that they could “eliminate your interest and reduce your debt to 30% if you call us today…â€The procedure they are describing is called a consumer [...]
Guelph Bankruptcy Trustee Testifies in Ottawa – Part 2
Last week I described our testimony before the Senate Banking Committee on student loans and bankruptcy in Guelph. The second part of our oral testimony dealt with our perceptions of how the Canada Revenue Agency may deal with the changes proposed to the Bankruptcy & Insolvency Act.
We noted that there is going to be an [...]
What is a consumer proposal in Guelph?
Here are some short answers to that question:
It’s a way to repay your unsecured debts
It’s a legal procedure that provides you protection from collection agents and wage garnishees
It’s an alternative to bankruptcy for people that are in financial trouble
It’s a procedure that many people can benefit from (if they only knew it existed!)
Here’s the long [...]
Why should you choose Hoyes – Michalos as your trustee?
Why should you choose Hoyes, Michalos & Associates Inc. as your trustee?
At the end of the day, how do you decide which professional is going to help you resolve your financial problems? Why choose Hoyes – Michalos instead of one of the other guys that are out there?
It’s really a matter of personal preference. Doug [...]
Bankruptcy Rate in Guelph Increases By More Than Any Other Large City in Ontario in The First Half of 2007
Over the last few months I have noticed a significant increase in the number of people calling our Bankruptcy Guelph information line (519-823-0330), and now I know why.
In statistics just released by the Office of the Superintendent of Bankruptcy, the number of Guelph residents filing personal bankruptcy increased from 126 in the first half of [...]